Foreign Currency Time Deposit
Deposit funds in 13 foreign currencies
Foreign Currency Deposit products may fall below the original amount in yen
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PowerFlex Foreign Currency Time Deposit
- 13 foreign currencies available
- Flexible maturity period (one month to five years)
Shinsei Platinum and Shinsei Gold have preferential interest rates.
According to market trends, campaigns, etc. in some instances, preferential interest rates may change or may not be applied.
Cancellation Prior to Maturity Date
In principle, cancellation prior to maturity date is not permitted.
Foreign Exchange Fees
Foreign exchange fees apply when depositing/withdrawing yen into/out foreign currency accounts.
- If there is a dramatic increase in foreign currency exchange requests while markets are closed (i.e. weekends,
holidays, etc.) or drastic market fluctuations, unconventional currency exchange fees may be applied.
Acceptable Customer Risk Level
This product is recommended for customers with acceptable risk levels 2-5.
|Deposit Period||1 month, 3 months, 6 months, 1 year, 2 years, 3 years, 5 years|
Not all periods are available for all deposits. Available deposit periods will be displayed when you make your deposit.
More than 10 basic units of currency (e.g. USD 10.00) in increments of one subordinate currency unit (e.g. USD 0.01)
|Currency Received at Maturity||Foreign currency|
(same as original deposit)
|Interest Payment Method||Interest is paid in a lump sum at maturity||Currency of Interest||Foreign currency|
(same as original deposit)
|Principal Guarantee||There is a risk of the loss of yen-denominated principal.|
For details, please seehere.
|Deposit Insurance||Not covered by deposit insurance.|
Your original and interest amount will be deposited in the Foreign Currency Saving Deposit account in the same currency as original at Maturity. The interest rate for Foreign Currency Saving Deposit will be applied after Maturity.
Please note:When purchasing or selling foreign currency via Shinsei PowerDirect or Shinsei PowerCall(automated guidance), there is a maximum volume limit per single transaction. There is no daily maximum limit to the number of transactions you can make.
Transactions between Yen and Foreign Currency
- Minimum amount of at least 1,000 yen
* This is not limited to the settling out of foreign currency deposits by Shinsei PowerCall (operator).
- For Shinsei PowerDirect and Shinsei PowerCall (automated voice), the maximum
amount allowed is the equivalent of 5 million yen (or the equivalent of 2 million yen
when foreign currency markets are closed). For Shinsei PowerCall (operator), there
is no maximum amount.
Cross Currency Transactions
- Minimum amount of at least 10 basic currency units
- For Shinsei PowerDirect, the maximum amount is 30,000 basic units for US Dollars,
Euros, and Canadian Dollars, 20,000 basic units for Pounds Sterling, and 50,000
basic units for Australian Dollars and New Zealand Dollars. There is no maximum
amount for Shinsei PowerCall (operator only).
Introductory Help Videos
& How-to Guide