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Foreign Currency Time Deposit (Otameshi Gaika)

A first step to building a financial plan

Foreign Currency Deposit products may fall below the original amount in yen
Click here for more details

Foreign Currency Time Deposit (Otameshi Gaika)

  • Preferred interest rate
  • Short term, 1 month
  • Deposit in Yen
  • You can deposit anytime as many times as you wish (only deposit in Yen).

Interest Rate

We offer a higher interest rate for "Otameshi Gaika" than our regular 1 month Foreign Currency Time Deposit.

Foreign Exchange Fees

Check out our reasonable exchange fees. For example, 0.07 - 0.15 yen per 1 USD.

  • In the event of high market volatility, system malfunctions, etc., the foreign exchange rates applied by the Bank may differ significantly from prevailing market rates.

Foreign Exchange fees

Acceptable Customer Risk Level

This product is recommended for customers with acceptable risk levels 2-5.

What is acceptable customer risk?

Application Information

Deposit Period1 month
Deposit Method

Computer*

  • If you are able to understand Japanese, you will be able to make this transaction at our call center or at our branches.

Transactions are not available via smartphone.

Deposit Amount

More than 100,000 yen in increments of 1 yen.

Available Currencies
  • US DollarUS Dollar
  • EuroEuro
  • Australian DollarAustralian Dollar
  • New Zealand DollarNew Zealand Dollar
  • Pound SterlingPound Sterling
  • Chinese YuanChinese Yuan
  • Turkish LiraTurkish Lira
  • South-African RandSouth-African Rand
MaturityAutomatic
Cancellation
Currency Received at MaturityForeign currency
(same as original deposit)
Interest Payment MethodInterest shall be paid in a lump sum on maturity date.Currency of InterestForeign currency
(same as original deposit)
Principal GuaranteeThere is a risk of the loss of yen-denominated principal.
For details, please seehere.
Deposit InsuranceNot covered by deposit insurance.

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