Commission Table

As of October 15, 2021

Fund transferTo Shinsei Bank account1 transaction529
Domestic fund transferTo Other Domestic Bank account1 transaction529
214/529(*1)1 time free/ month(*2)-
Refund for failed domestic fund transfer1 transaction524(*3)
Issue of bank check (Yen)1 transaction1,020---
Collection of a checkWithin the jurisdiction of
same clearing house
1 transaction2,095---
Other than above1 transaction2,095---
Request for return of a
check in collection
Within the jurisdiction of
same clearing house
1 transaction2,095---
Other than above1 transaction2,095---
Return of dishonored checkWithin the jurisdiction of
same clearing house
1 transaction2,095---
Other than above1 transaction2,095---
Usage of Partner Financial
Institution ATMs
Withdrawal using Shinsei
Bank cash card
1 time---110(*5)
Issue of balance certificate(*6)1 certificate1,100--
Disclosure request for Registered personal information1 statement-1,100(*7)--
ReissueMonthly Statement1 statementFreeFree--
Cash card1 cardRefer to the appendix 1--
Remittance in foreign currencyTo Shinsei Bank account1 transactionFree---
Overseas Remittance via GoRemit Shinsei Overseas Remittance Service(*8)1 transactionRefer to the appendix 2
Incoming foreign exchange remittance1 transactionRefer to the appendix 3
Transfer of investment trustsTo Shinsei Bank
*will be handled until Nov. 14, 2021
To Other Domestic Bank account1fund3,300
*will be handled until Nov. 14, 2021
Account maintenance1 account/
  • Above fees which are subject to consumption tax include 10% consumption tax and local consumption tax.
  • Fees stated in ( ) will be for non-Shinsei Bank account holders.
  • Fees may differ for the Employees' Savings System and Public Corporation Bonds.
  • The transactions indicated as "−" in the table are currently not available.
  • Mail exchange bill and Funds transfer via ATM are not available.

(*1)Domestic transfer fee through Shinsei Power call to a preregistered account is JPY214.
If you wish to transfer fund to a not registered account, transfer limit is JPY500,000 and JPY529 fee will be charged.

(*2)The fees incurred for domestic transfers made through Shinsei PowerDirect (Internet banking) to other bank accounts are waived once per month. (If you clear some conditions of Shinsei Step Up Program, domestic transfer fees will be waived up to 5 or 10 times per month depending on the customer's stage.) Please note that fees will be charged and reimbursed later. JPY75/ JPY110/ JPY214 will be charged for transfers exceeding the free quota depending on the customer's stages. Transfer to other Shinsei Bank accounts are free. For more details about the program, please check ourwebsiteor Japanese brochures available in our branch.

(*3)1 free transaction per month. JPY524 per transaction from the following transaction. JPY1,020 per transaction will be charged for non-Shinsei Bank account holders.

(*4)Only between other domestic bank accounts.

(*5)【ATM withdrawal fees for "Shinsei Standard"】110 yen (including tax) per withdrawal
【ATM withdrawal fees for "Shinsei Gold" and "Shinsei Platinum" customers】
・Withdrawals from Seven Bank ATMs, Enet ATMs, LAWSON ATMs, AEON Bank ATMs, PatSat ATMs, VIEW ALTTE (JR East Japan Railway ATMs) are free.
・Withdrawals from Japan Post Bank ATMs (including those installed in Family Mart stores) , Major City banks' ATMs, Mitsubishi UFJ Trust and Banking ATMs, Sumitomo Mitsui Trust Bank ATMs and Shoko Chukin Bank ATMs are charged 110 yen (including tax) per withdrawal.

(*6)Periodic issuance is not available.

(*7)Previous customers may request a copy of their registered personal information at any branch that provides cash services, such as cash deposits and withdrawals. The fee applied for multiple copies of the same documents (with identical contents and in the same language) will be the same as for one document.

(*8)In order to use GoRemit Shinsei Overseas Remittance, you need to apply for the service and need to register your beneficiary bank account in advance.

【Appendix1】Fees for reissuing cash card

Reasons for reissuing
cash card
Change of nameFreeFree
Damaged cardFreeFree
Lost or Stolen card1,050Free
Change of cash card color1,0501,050

【Appendix2】Remittance Fees for GoRemit Shinsei Overseas Remittance Service

Remittance MethodFee(Tax-exempted)
Remittances made by withdrawing from a Shinsei PowerFlex account via GoRemit Appfrom a Foreign Currency Savings account4,000
from a Yen Savings account2,000
Remittances made by depositing funds to our designated collection account (JPY)Remittances in Foreign Currencies2,000
Remittances in JPYJPY2,000 + lifting fee of 0.1% of the remittance amount (Min. JPY1,500)
  • Intermediary banks overseas or beneficiary banks may levy charges (e.g. bank charge, lifting charge) and those fees are withdrawn from the remittance amount.
  • Shinsei Platinum Customers are also entitled to make one free overseas fund transfer per month (first remittance in the month) * via GoRemit App. This is also applicable to domestic Foreign Currency remittances. Customers are required to register their Shinsei PowerFlex Account in the GoRemit smartphone app.

【Appendix 3】Incoming foreign exchange remittance administrative fee (Handling fee)
Handling fee for overseas or domestic foreign currency remittances and Japanese yen remittances from overseas or domestically from non-residents of Japan.

Currencies available for fund transfers to Shinsei BankFee
Japanese YenJPY 2,000
US DollarUSD 18.00
EuroEUR 16.00
Australian DollarAUD 24.00
New Zealand DollarNZD 26.00
Canadian DollarCAD 24.00
Sterling PoundGBP 14.00
Hong Kong DollarHKD 145.00
Singapore DollarSGD 25.00
South-Africa RandZAR 259.00
Norwegian KroneNOK 154.00
Turkish LiraTRY 147.00
Chinese YuanCNY 125.00
  • Remittance financial institutions or intermediary banks may charge fees separately from the handling fee.
  • The handling fees for incoming foreign exchange remittances will be deducted separately from the incoming foreign exchange remittance amount.
  • The handling fee will be deducted or debited from one of the following in the following order of priority: (1) the incoming funds (2) savings deposit account of the same currency as the incoming funds (3) yen savings deposit account. Customers cannot designate the currency for the handling fee. (3) In case of debiting the handling fee from customer's yen savings deposit account, 2,000 yen will be debited regardless of the currency received.
  • The remittance will be returned to the requester if (1) funds received, (2) the amount of the savings deposit account of the same currency with the funds received and (3) yen savings deposit account are smaller than the amount of the handling fee. (1), (2), and (3) cannot be combined.
  • Shinsei Bank will not debit the handling fee when it is paid by the sender.
  • 2,000 yen will be returned per incoming foreign exchange remittance to customers who are either "Shinsei Platinum" or "Shinsei Gold" under the Shinsei Step Up Program at the time of receiving funds through an incoming foreign exchange remittance and the handling fee is deducted from their Shinsei Bank account. For more details about the program, please check ourwebsiteor Japanese brochures available in our branch.
  • Foreign currency-based handling fees are determined so that they are equivalent to 2,000 yen. The fees are reviewed regularly since their amounts translated into yen change due to fluctuations in foreign currency exchange rates.