Notice regarding partial revision of Step Up Program preferential services and increase of interest rate for Diamond Stage Yen savings deposits to 0.15% per annum (before tax)

Regarding Yen Deposit

Interest is subject to 20.315% withholding tax (national tax 15.315% and local tax 5%).

• The fractional figure of the after-tax interest rate shall be rounded down.
• For Yen time deposits, the yen savings deposit interest rate will be applied on and after the maturity date.

Special Thanks Yen Time Deposit (limited to customers of Diamond and Platinum Stages) (inquiry number: 5076)

• Limited to one time per customer during the application period.
• This offer is exclusive to customers in the Diamond or Platinum stages under the Step Up Program.
• If you open a new Power Flex account, you will automatically be in the Platinum stage for 6 months, including the month of account opening (e.g. if the account was opened on January 10, it would be valid until June 30). However, during this initial period, customers in the Platinum stage cannot set up the Special Thanks Yen Time Deposit. If a customer is upgraded to the Diamond stage within this initial period, they can still set up the Special Thanks Yen Time Deposit.
• To qualify, you must apply for a 3-month Yen fixed-term deposit from the first day of the month before your birthday until the last day of your birthday month.
• The contents of and conditions for this campaign are as of March 1, 2024. The terms of this campaign may change or be terminated based on market conditions.
• When you have multiple offers/ programs available for your transaction, in principle you are requested to select one campaigns/ programs of your choosing. However, they may be some cases in which multiple campaigns/ programs may apply.
• There are some cases where other branches or online campaign/ programs offer different conditions other than this offer. In some cases better conditions/ premiums may apply for some campaigns/ programs.
• For more details about this campaign or other campaigns and programs, please check our campaign list or program list on our website (Japanese only) or contact our contact center (PowerCall).
• The explanatory document are available at our branches and on our website (Japanese only).

Step Up Program

• This page has been prepared for the purpose of providing information on "Step Up Program", and not for the purpose of soliciting foreign currency deposits, structured deposits, insurance products, home mortgages, financial products trading, or financial products brokerage services.
• The eligibility requirements, services, and service period, etc. of this program may be changed or discontinued without prior notice. (The services described here are available as of November 17, 2023)
• For more details, such as detailed terms and conditions, please check our Step Up Program brochures available in our branch or our website.
• Some products eligible for this program entail the risk of loss of principal due to price fluctuations arising from movement of interest rates, share prices, and foreign exchange rates, etc. and due to cancellation (their principal amount may fall significantly below the amount invested, depending on market trends, etc.), carry the risk of issuer's credit, or charge fees and expenses specified by each product (the amount or maximum amount of fees and expenses by product and their total amount cannot be indicated in advance as they depend on the product purchased, the amount invested, the investment performance, and the period for which the customer holds the product). Before concluding the contract, please read "cautionary notes," "pre-contract documents," and "prospectus," etc. that are available at the branch counter and online and fully understand and acknowledge risks, fees, and expenses. Customers bear full responsibility for their investment decision.